About ten days ago we got a letter through from our mortgage company saying that now our mortgage was out of the fixed rate period, and because our house was on a letting rate our mortgage was going up to 8.09% from the december payment. Even if our house was being rented out on top of agency fees that did not leave anything really for wear and tear let alone the work we had just done to make it acceptable to be rented. We got conformation today that we had managed to get a new morgage about 3% lower, which is a major relief.